Financial Advisory Services

Financial Advisory Services in Pakistan — Expert Investment, Risk & Business Strategy Solutions

At Usman Rasheed & Co Chartered Accountants (URCA), we specialize in delivering high-quality financial advisory services designed to help businesses navigate the complexities of financial management, investment, and corporate strategy. Whether you’re an established enterprise, a growing startup, or an investor seeking opportunities in Pakistan, our expert team provides tailored financial solutions that align with your business goals.

Our financial advisory services focus on investment structuring, mergers and acquisitions, financial planning, risk management, tax optimization, and corporate restructuring. By leveraging our deep industry expertise and knowledge of Pakistan’s financial regulations, we ensure that our clients make informed and strategic decisions that drive business success.

Our Financial Advisory Services

1. Investment Structuring & Advisory

Investment in Pakistan comes with unique challenges and opportunities. Whether you’re a local or international investor, our financial advisory team ensures that your investments are structured efficiently, comply with regulatory requirements, and maximize returns. We help investors navigate:

• Foreign Exchange Regulations: Assistance in complying with State Bank of Pakistan (SBP) guidelines for capital inflows and outflows.
• Repatriation of Profits: Ensuring smooth profit transfer mechanisms under Pakistan’s regulatory framework.
• Investment Structuring: Advising on the most tax-efficient and compliant structures for foreign direct investments (FDIs) and joint ventures.
• Regulatory Compliance: Ensuring that your investment meets the requirements set by SECP (Securities & Exchange Commission of Pakistan), FBR (Federal Board of Revenue), and SBP.

With our support, you can mitigate investment risks while positioning yourself for long-term financial success.

2. Mergers & Acquisitions (M&A) Advisory

Mergers and Acquisitions (M&A) are crucial for business expansion and restructuring. Our expert financial advisors facilitate and manage the entire process to ensure a seamless transaction. We provide:

• Strategic Due Diligence: Analyzing financial statements, market position, legal compliance, and operational efficiency of potential acquisitions.
• Valuation & Financial Modeling: Determining the fair market value of the target company to ensure profitable deals.
• Transaction Structuring: Advising on the best structuring approach to minimize liabilities and maximize financial returns.
• Negotiation & Deal Execution: Assisting in negotiations, contract finalization, and deal closure.
• Post-Merger Integration: Supporting businesses in managing organizational and financial integration post-acquisition.

By leveraging our expertise, businesses can unlock new growth opportunities and maximize their investment potential.

3. Financial Due Diligence

Before making any major financial commitment, it is essential to conduct a thorough assessment of financial risks, liabilities, and compliance. Our financial due diligence services offer:

• In-depth Analysis of Financial Health: Evaluating financial statements, cash flows, and capital structure.
• Risk Assessment: Identifying potential financial, operational, and legal risks.
• Regulatory Compliance Check: Ensuring that the target company adheres to Pakistan’s financial and tax regulations.
• Profitability & Sustainability Review: Assessing past performance, market potential, and future growth prospects.

This ensures that investors and businesses make well-informed, risk-mitigated financial decisions.

4. Corporate Restructuring & Financial Strategy

Corporate restructuring helps businesses improve financial health, increase profitability, and enhance operational efficiency. We provide:

• Debt Restructuring & Refinancing: Assisting businesses in renegotiating loans and financial obligations for better terms.
• Operational Restructuring: Optimizing internal processes to enhance efficiency and reduce costs.
• Divestitures & Spin-offs: Helping companies sell off non-core assets or establish independent entities.
• Organizational Redesign: Reshaping corporate governance structures to support long-term growth.

With our strategic restructuring approach, businesses can improve financial stability and performance.

5. Risk Management & Financial Controls

Every business faces financial risks, including market volatility, currency fluctuations, credit risks, and regulatory uncertainties. Our risk management services help businesses:

• Develop Robust Financial Risk Frameworks
• Implement Internal Financial Controls
• Analyze Market & Credit Risks
• Ensure Compliance with Risk Regulations
• Create Contingency Plans & Mitigation Strategies

By proactively managing risks, businesses safeguard their financial health and ensure sustainability.

6. Financial Planning & Analysis (FP&A)

A well-defined financial plan is key to achieving business growth. We help companies develop comprehensive financial strategies through:

• Budgeting & Forecasting: Preparing short-term and long-term financial plans.
• Financial Modeling & Scenario Planning: Analyzing potential risks and opportunities under different market conditions.
• Performance Metrics & KPI Analysis: Evaluating business success using key performance indicators.
• Cash Flow Optimization: Ensuring liquidity and effective working capital management.

Our data-driven financial strategies empower businesses to make smart and profitable financial decisions.

7. Capital Raising Advisory

Whether you’re looking for equity financing, debt financing, or venture capital, our team provides end-to-end capital raising advisory services. We assist in:

• Equity & Debt Structuring
• Identifying Potential Investors & Lenders
• Preparation of Investment Proposals & Pitch Decks
• Facilitating Investment Negotiations & Transactions
• Guidance on Compliance & Legal Documentation

Our goal is to help businesses secure funding efficiently and strategically.

8. Tax Planning & Compliance

Effective tax planning helps businesses minimize tax liabilities while remaining fully compliant. Our tax advisory services include:

• Corporate Tax Planning & Advisory
• Indirect Tax (Sales Tax, VAT) Optimisation
• Income Tax Compliance & Filing
• International Taxation & Cross-Border Tax Structuring
• Transfer Pricing Advisory
• Handling Tax Audits & Disputes

By leveraging tax incentives, exemptions, and strategic structuring, we help businesses reduce tax burdens legally and efficiently.

Why Choose URCA for Financial Advisory?

• Industry-Specific Expertise: Our team has experience across various industries, ensuring tailored financial solutions.
• Regulatory & Compliance Knowledge: We ensure your financial strategies comply with Pakistan’s legal and tax regulations.
• Data-Driven Decision Making: We provide insights based on financial analytics, market trends, and risk assessment.
• Client-Centric Approach: We develop customised financial strategies to align with your business needs.
• Proven Track Record: Our history of successful financial advisory engagements speaks for itself.

Let’s Build a Stronger Financial Future Together

At Usman Rasheed & Co Chartered Accountants (URCA), our mission is to help businesses and investors maximize financial performance, mitigate risks, and achieve long-term growth. Our financial advisory services are designed to provide strategic, data-driven, and regulatory-compliant solutions for every financial challenge.